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Do you have a rainy day fund?

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Today’s collaborative post focuses on British spending and saving habits…

At one time, saving for a rainy day was something everyone did. You’d get your wage and you’d put a portion, no matter how small directly into your savings.

These days, things have definitely changed. Saving money can sometimes seem like an impossible task. Families can find it tough to make ends meet, let alone creating a rainy day fund.

MYJAR have created a great infographic that shows how you can save for the future. The infographic shows that around 52% of Brits have admitted they would benefit from speaking to a financial advisor.

MyJar v8b

Prioritising your spending and setting up a monthly budget will help you to free up money to save. Focus on what you’re spending and make cutbacks where you can. Doing DIY around the home, eating in instead of out and limiting clothes shopping are just three ways Brits plan on saving extra money.

If you’re finding that sometimes the money runs out before your pay comes in, maybe MYJAR can help. Offering short-term loans, they can really help out in emergency situations with their clear terms and simple to understand payback rates. If you’re sure you can repay on time, a MYJAR loan might be what you need.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Source: My Jar

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